Reduced earning capacity

If you can no longer work due to prolonged illness and receive a disbursement from your cover for reduced earning capacity, we’ll take over the contributions to your pension savings so that your savings do not decrease while you’re on sick leave. 
 
We also take care of payments for the insurance covers you have under your scheme. This way, they can continue unchanged until you recover or until the agreed expiry date. This is provided that you have a loss of income. 
 
This gives you one less financial worry while you’re ill. 

Many workplaces choose a salary scale on cover for reduced earning capacity. The salary scale ensures that your insurance cover is adjusted when your salary increases, for example, due to annual salary adjustments or a raise. This way, you can be sure that the total disbursement from Velliv and the public sector always corresponds to our recommendation of a cover between 80 and 100 per cent of your previous salary.