Claim for reduced earning capacity benefits
Please feel free to contact us if you have any questions
If you have become ill or have been injured and you expect to be on sick leave for more than three months, you must complete and send a claims form to us. Then, we will assess whether you can get help and disbursements through your insurance with us. If you are in doubt about anything, you can always call us at +45 70 33 37 13.
We recommend that you notify us of your illness or injury as soon as possible – this way, you have a better chance of avoiding a long-term sick leave. Among other things, we can help you stay connected to your workplace while you are sick and support you along the way.
How to make a claim
1. Log in with MitID and fill out a claims form with information about your course of illness together with a declaration of consent.
2. Together with your claims form, please also send the decision on granting of benefits from your municipality (which you have received in your e-Boks approximately 4-6 weeks after your first day of illness with the heading " Afgørelse om berettigelse af sygedagpenge” (Decision on granting of sickness benefit)).
3. If you or your employer have not applied for or receive a benefit from the municipality, your doctor must also complete and sign a medical certificate.
4. If you have a company pension scheme, your employer will be notified of the disbursement.
5. We will contact relevant public services if necessary – e.g. with questions about social benefits.
We will keep you informed throughout the process, so you know what is happening.
Velliv Health
We are here for you when life throws a curveball. We are here to help you take preventive steps long before things get serious, but we are also here for you if they do. You are welcome to contact Velliv Health to learn more about how we can help you – also while you are waiting for an answer on your claim for reduced earning capacity.
Frequently asked questions
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How much can you receive in disbursement?
The amount of your disbursement depends on the type of cover you hold. Normally, the disbursement will be equivalent to your actual loss of earnings. This means the difference between the salary you had before becoming ill and your total income after falling ill. However, the disbursement can never exceed the cover under your pension scheme.
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When can you receive disbursement from your insurance cover?
You are entitled to benefits and/or waiver of premium on your pension scheme if your illness extends beyond your waiting period.The waiting period is typically current month plus three months, which means that you cannot have the contributions to your pension scheme waivered or receive benefits during the first three months of your illness. You can see your waiting period in your pension overview in Netpension.